Flood damage is outside water coming in: heavy rain overwhelming a swale, storm surge up the Intracoastal or a high king tide on a low street near Lake Boca Raton. Boca Raton took real hurricane damage from Wilma in 2005 and Irma in 2017, and Atlantic hurricane season runs June 1 to November 30, according to NOAA.
Flood water counts as Category 3 under the IICRC S500 standard because it can carry sewage, chemicals and bacteria. That changes the job. Carpet, pad and the lower part of any drywall it touched are removed, usually with a flood cut above the highest wet point, and every hard surface is cleaned before drying.
Insurance is the other half. A standard homeowners policy does not cover flood, according to FEMA. That takes a separate policy through the National Flood Insurance Program or a private insurer. Photos of the water line, moisture readings and a list of removed materials help with either kind of claim.
Flood Damage Restoration Services We Offer
✓Storm Surge Cleanup
Salt water and silt pushed in by a storm are removed and surfaces are cleaned.
✓Flood Cuts
Drywall is cut above the wet line so wall cavities can be cleaned and dried.
✓Category 3 Sanitizing
Framing, slab and hard surfaces get an antimicrobial treatment after tear-out.
✓Contents Removal
Flooded furniture, rugs and boxes are removed and listed for the claim.
✓Structural Drying
Air movers and dehumidifiers dry framing and the slab after cleanup.
✓Flood Claim Documentation
Water line photos, readings and removal lists support an NFIP or private claim.
Flood Damage Restoration Cost in Boca Raton, FL
| Service | Typical Range | What Affects It |
|---|---|---|
| Flood water extraction and drying | $9 to $12 per sq ft | Category 3 outside water (HomeGuide 2026) |
| Rooms soaked up to the ceiling | $5,000 to $15,000 | Class 3 damage |
| Severe flooding through the home | $15,000 to $100,000 | Class 4, long standing water |
| Mold remediation after a flood | $1,500 to $15,000 | Size of growth and materials |
Ranges come from HomeGuide's 2026 cost guide. The exact price is written down before any work starts.
How it works
- 1
Wait for safe entry
Power to wet areas is off and the water is no longer rising.
- 2
Assess and photograph
The water line, wet rooms and damaged contents are recorded.
- 3
Written estimate
Tear-out, cleaning and drying are priced in writing before work starts.
- 4
Remove, clean and dry
Contaminated materials come out, surfaces are sanitized and drying runs to normal readings.
Pricing
Priced by flooded area